Debt payoff plan from your statements
A consumer app that reads bank and credit card statements via photo or PDF upload to auto-populate debt, then generates personalized payoff strategies (avalanche, snowball, or hybrid) with real payoff timelines and savings estimates.
The problem
People with multiple debts struggle to manually track balances, interest rates, and minimum payments across statements, leading to suboptimal payoff strategies, missed opportunities to save on interest, and frustration with paywalled debt tools that force subscriptions before showing any value.
Who has it: People carrying $5k–$50k in consumer debt (credit cards, personal loans, student loans) who want a clear payoff roadmap without pushy paywalls.
Why now: Debt levels remain high; users want transparent, free-to-try tools that prove ROI before paying; statement-reading AI (OCR + LLM) is now cheap and accurate enough for consumer apps.
Where this came from
2 public sources behind this idea.
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